/* Isolated draft styles. Shared production styles remain untouched. */
.rr-referral-preview{background:#10182c}.ref-page{--ref-ink:#1b2844;--ref-muted:#51617b;--ref-purple:#5b4f8c;--ref-cream:#f7f4e9}.ref-wrap{max-width:1180px;margin:auto;padding:0 36px}.ref-page h1,.ref-page h2,.ref-page h3{font-family:var(--serif,Georgia,serif);font-weight:400;letter-spacing:-.035em}.ref-page h1{font-size:clamp(38px,4.5vw,64px);line-height:1.06;margin:18px 0 24px}.ref-page h2{font-size:clamp(30px,3.2vw,43px);line-height:1.14;margin:12px 0 20px}.ref-page h3{font-size:26px;line-height:1.2;margin:12px 0}.ref-page p{line-height:1.65}.ref-eyebrow{font-size:11px!important;font-weight:700;letter-spacing:.16em;text-transform:uppercase;line-height:1.5!important;margin:0}.ref-hero{padding:140px 0 60px;background:radial-gradient(ellipse at 0 0,#303859,transparent 65%),#121c32;color:#f5f4fa}.ref-hero-grid{display:grid;grid-template-columns:1.55fr 1fr;gap:72px;align-items:start}.ref-intro{font-size:18px;max-width:680px;color:#d4d9e9}.ref-actions{display:flex;gap:12px;flex-wrap:wrap;margin:28px 0 20px}.ref-primary,.ref-outline{display:inline-flex;align-items:center;justify-content:center;gap:15px;min-height:52px;padding:13px 20px;border-radius:9px;font-size:14px;font-weight:700;line-height:1.45;text-decoration:none!important}.ref-primary{background:#5b4f8c;color:#fff!important;border:1px solid #7e70b3}.ref-primary:hover{background:#5B4F8C}.ref-outline{color:#f5f4fa!important;border:1px solid #8790ad;background:#ffffff05}.ref-outline:hover{background:#ffffff12}.ref-hero-contact{font-size:17px;color:#e0e4ee}.ref-hero-contact a{color:#fff;font-weight:700}.ref-hero-contact span{font-size:12px;color:#c1c8da}.ref-paper-card{border-left:4px solid #5B4F8C;border-radius:12px;background:linear-gradient(#faf9f2,#f4f1e5);padding:28px;color:var(--ref-ink)}.ref-paper-card .ref-eyebrow{color:var(--ref-purple)}.ref-paper-card h2{font-size:31px}.ref-mini-sheet{background:white;border:1px solid #c5c8cf;padding:17px 22px;margin:22px 0 18px;box-shadow:0 6px 15px #17213a10;transform:rotate(-2deg)}.ref-mini-sheet span{font-size:8px;letter-spacing:.05em;display:block;color:#5b4f8c}.ref-mini-sheet b{display:block;font-family:Georgia,serif;font-size:21px;margin:8px 0}.ref-mini-sheet i{display:block;height:14px;border-bottom:1px solid #c9cbd1}.ref-mini-sheet em{display:block;font-size:8px;font-style:normal;padding-top:10px;color:#566079}.ref-paper-card p{font-size:13px;margin:8px 0}.ref-paper-card .ref-fax{font-size:21px}.ref-text-link{display:block;margin-top:18px;color:var(--ref-purple);font-weight:700;font-size:14px}.ref-small-link{display:block;margin-top:10px;font-size:12px;color:var(--ref-purple)}.ref-jump{position:sticky;top:90px;z-index:20;background:#e9eef7;border-bottom:1px solid #ccd3e2;color:var(--ref-ink)}.ref-jump .ref-wrap{display:flex;gap:26px;overflow:auto;white-space:nowrap;padding-top:17px;padding-bottom:17px}.ref-jump a{color:#344261;text-decoration:none;font-size:12px;font-weight:700}.ref-section{padding:70px 0;scroll-margin-top:155px}.ref-light{background:linear-gradient(180deg,#eef2f8,#f7f8fb);color:var(--ref-ink)}.ref-soft{background:#e5eaf4;color:var(--ref-ink)}.ref-dark{background:#17233d;color:#e9edf8}.ref-light .ref-eyebrow,.ref-soft .ref-eyebrow{color:var(--ref-purple)}.ref-light a,.ref-soft a{color:#51417f}.ref-section-intro{max-width:740px;color:var(--ref-muted);font-size:17px}.ref-form-intro{display:grid;grid-template-columns:1.45fr 1fr;gap:60px;align-items:start}.ref-form-intro>div>p:last-child{max-width:670px;color:var(--ref-muted)}.ref-cream{padding:22px 26px;border-left:4px solid #5b4f8c;background:linear-gradient(#faf9f2,#f4f1e5);border-radius:9px;color:var(--ref-ink)}.ref-cream p{font-size:14px;margin:10px 0}.ref-cream>a{font-size:14px;font-weight:700}.ref-form-fallback{display:flex;flex-wrap:wrap;justify-content:space-between;gap:12px;padding:20px 0;font-size:13px}.ref-form-fallback>a{font-weight:700}.ref-iframe{display:block;width:100%;border:1px solid #d1d6df;border-radius:12px;background:#fff}.ref-steps{padding:0;margin:35px 0 25px;list-style:none;display:grid;grid-template-columns:repeat(3,1fr);gap:34px}.ref-steps li{border-left:1px solid #59657f;padding-left:24px}.ref-step-number{font:italic 46px var(--serif,Georgia,serif);color:#b4a7df}.ref-steps h3{font-size:25px;color:#fff}.ref-steps p{font-size:15px;color:#cbd3e5}.ref-process-note{border-top:1px solid #59657f;padding-top:24px;font-size:14px;color:#d1d8e8}.ref-table-wrap{margin-top:26px}.ref-page table{width:100%;border-collapse:collapse;font-size:14px}.ref-page caption{text-align:left;color:var(--ref-muted);font-size:12px;padding-bottom:12px}.ref-page th,.ref-page td{text-align:left;padding:20px 14px;border-bottom:1px solid #c8cfdd;vertical-align:top;line-height:1.55}.ref-page thead{background:#e4e9f3}.ref-page th:first-child{padding-left:0}.ref-page thead th:first-child{padding-left:14px}.ref-page th a{white-space:nowrap}.ref-page tbody td:nth-child(2){white-space:nowrap}.ref-caption{font-size:12px;color:var(--ref-muted)}.ref-wide-callout{display:flex;align-items:center;justify-content:space-between;gap:32px;margin-top:36px}.ref-wide-callout h3{margin:8px 0}.ref-wide-callout p{max-width:630px}.ref-wide-callout>a{flex-shrink:0}.ref-resource-list{margin-top:26px;border-top:1px solid #bac5d9}.ref-resource-list a{padding:22px 4px;display:flex;justify-content:space-between;gap:20px;border-bottom:1px solid #bac5d9;text-decoration:none;font-size:17px}.ref-resource-list a:hover{background:#ffffff40}.ref-faq-grid{display:grid;grid-template-columns:1fr 1.3fr;gap:65px}.ref-faq details{border-bottom:1px solid #c3ccdc;padding:20px 0}.ref-faq summary{cursor:pointer;font-weight:700;color:#243554;line-height:1.5}.ref-faq details p{font-size:15px;color:var(--ref-muted);margin:14px 0 2px}.ref-fax-inline{font-size:21px!important}.ref-page a:focus-visible,.ref-page summary:focus-visible{outline:3px solid #5B4F8C;outline-offset:5px}.ref-page .ref-primary:focus-visible{outline-color:#B8C9DD}
@media(max-width:900px){.ref-wrap{padding:0 24px}.ref-hero-grid{gap:32px;grid-template-columns:1.25fr 1fr}.ref-form-intro,.ref-faq-grid{gap:30px}.ref-wide-callout{display:block}.ref-wide-callout>a{margin-top:12px}.ref-page h1{font-size:46px}.ref-page tbody td:nth-child(2){white-space:normal}.ref-page th a{white-space:normal}}
@media(max-width:650px){.ref-wrap{padding:0 22px}.ref-hero{padding:44px 0 34px}.ref-hero-grid,.ref-form-intro,.ref-faq-grid{display:block}.ref-page h1{font-size:39px;margin:16px 0 18px;letter-spacing:-.035em}.ref-intro{font-size:16px;line-height:1.55!important}.ref-eyebrow{font-size:9px!important;letter-spacing:.12em}.ref-actions{display:grid;margin:22px 0 16px;gap:10px}.ref-primary,.ref-outline{font-size:13px;min-height:48px;padding:12px 14px}.ref-hero-contact{font-size:15px}.ref-hero-contact span{font-size:11px}.ref-paper-card{margin-top:30px;padding:24px}.ref-paper-card h2 br{display:none}.ref-paper-card h2{font-size:28px}.ref-mini-sheet{display:none}.ref-jump{top:76px}.ref-jump .ref-wrap{gap:22px;padding-top:15px;padding-bottom:15px}.ref-section{padding:40px 0;scroll-margin-top:140px}.ref-page h2{font-size:31px}.ref-section-intro{font-size:15px}.ref-form-intro>.ref-cream{margin-top:24px}.ref-iframe{height:1800px}.ref-steps{grid-template-columns:1fr;gap:28px}.ref-steps li{display:grid;grid-template-columns:45px 1fr;gap:0 14px;padding-left:15px}.ref-step-number{grid-row:span 2;font-size:35px}.ref-steps h3{font-size:25px;margin:0}.ref-steps p{margin:9px 0 0}.ref-page table{font-size:11px}.ref-page th,.ref-page td{padding:15px 7px}.ref-page th:first-child{width:30%}.ref-page td:nth-child(2){width:23%}.ref-wide-callout{padding:22px}.ref-resource-list a{font-size:15px;padding:19px 2px}.ref-faq{margin-top:22px}.ref-faq summary{font-size:15px}.ref-faq details p{font-size:14px}}

body.rr-referral-preview .topbar-wrap:not(.over-hero) .topbar{background:rgba(236,240,248,.98);border-color:rgba(30,38,57,.12)}
.ref-closing{padding:56px 0 72px;color:#f7f8fc}.ref-closing .ref-actions{justify-content:center}.ref-closing h2{color:#f7f8fc}.ref-page .btn-solid::after,.ref-page .btn-outline::after{margin-left:8px}